About
A studio born from shipping, not pitching
Charlotte Fintech exists because we kept doing the hardest part of app development — actually launching — for ourselves. Now we do it for Charlotte businesses too.
Ali Eskiev
Founder
This isn't Ali's first agency. In 2020 he founded TIGR Marketing, a Charlotte web design and digital marketing agency — building and optimizing sites for local businesses on WordPress, Shopify, and WooCommerce, with SEO and campaign work that lifted client revenue by an average of 30%. That's where the obsession with websites and apps that actually convert customers started.
He paired that with seven years in Charlotte finance: wealth management at TIAA, five years at Wells Fargo across institutional investment operations and financial analysis — building automation that moved billions reliably — and most recently investment stewardship at Dimensional Fund Advisors. B.S. in Economics from UNC Charlotte; FINRA Series 65 and 63.
Then came his own products: ChinCheck and Mara — both live on the App Store and Google Play at 5.0★ with users worldwide. Charlotte Fintech is where all of it meets: agency-honed marketing, banking-grade discipline, and real shipping experience, applied to mobile apps for Charlotte businesses.
Our story
We learned by building our own products first
Before we ever took on a client, we designed, built, launched, and grew our own apps: ChinCheck, an AI sports-scoring app, and Mara, a realtime voice companion. That meant surviving Apple's review process, debugging camera pipelines on a dozen device models, localizing into twelve languages, running subscription billing, and answering to real users every single day.
Most agencies bill hours and hand you a repository. We've felt what it's like to be the owner on the other side of that handoff — because we are one. Every app we build for a client gets the standard we hold our own products to, from the first design to the day it goes live on both stores.
Why "Charlotte Fintech"?
Charlotte is the second-largest banking center in the United States, and we're proud to build here. The name is a bar we set for ourselves: every app we ship — whatever the industry — gets the security, billing reliability, and engineering discipline that financial software demands.
Small by design
You work directly with the people writing your code. No account managers, no outsourcing, no telephone game. That's why our process fits in five steps and our quotes fit on one page.
Honest scoping
If your idea doesn't need a custom app — if a website or an off-the-shelf tool would serve you better — we'll tell you in the first call. We'd rather earn your trust than your deposit.
Built for the long run
Apps aren't fire-and-forget. OS updates, store policy changes, and user feedback keep coming. We build codebases that are maintainable for years and offer plans to keep them healthy.
Let's build something for your business
A free consultation costs you thirty minutes. You'll leave with a clear picture of scope, timeline, and cost.
Book a free consultation